Balicki v. The Savings Group, Inc.

What this case is about

Florida resident Karen Balicki is suing The Savings Group and its subsidiary RateGenius Loan Services, an auto loan refinancing platform, alleging that the defendants continued to send telemarketing texts and place telemarketing calls to consumers even after those consumers explicitly asked to stop receiving them, in violation of the federal Telephone Consumer Protection Act and the Florida Telephone Solicitation Act. The complaint also alleges that the defendants violated the Equal Credit Opportunity Act by denying or countering loan applications without providing applicants a written explanation of the reasons within 30 days. Balicki claims she applied to refinance her car loan through RateGenius in August 2026, was offered unfavorable terms that would have increased her debt by over $4,000, texted to cancel, and was then called and texted multiple additional times after receiving confirmation her opt-out was processed. The proposed DNC Class covers all U.S. persons who received two or more telemarketing contacts after revoking consent within the past four years; the Florida DNC Class covers Florida residents on the same basis; and the ECOA Class covers all U.S. consumers whose loan applications were denied without a compliant written adverse-action notice within the past five years.

Case status

The defendant has not yet responded to the complaint.^*

^* We try to update the status of each case about every six months. This case has not been re-checked since it was filed on November 11, 2026. For anything more recent, see the court docket. Our FAQ explains how class actions work.

Source: CourtListener docket entry. This summary was generated automatically from the complaint filed in this case and has not been reviewed by an attorney. It describes allegations, which have not been proven. It may contain errors and may not reflect subsequent filings. Published by Access Law Group; responsible attorney Bogdan Enica, Esq..